FAQs

A financial plan typically costs €1,500. The exact cost will depend on the work involved and your individual circumstances.

We typically work with business owners, directors, and senior managers. Advice is tailored to each client’s personal and financial circumstances.

Yes, retirement planning is a key part of our service. We help clients understand their options and prepare for the future.

Yes, we can help clients plan for early retirement. Advice will be tailored to your financial position and retirement goals.

Details of our fees can be found on our website here. We are committed to being transparent about costs and charges.

We believe our fees are competitive within the market. We aim to provide value through clear, professional financial planning and advice.

No, we do not charge VAT on our services.

Yes, we may receive commission depending on the products and services arranged. Any commission will be disclosed clearly to you.

We offer both fixed fees and fund-based charges. Our ongoing fund-based fee is typically 0.5%.

Yes, we work with younger clients who are building wealth and planning for the future. Financial planning can help create structure and long-term direction.

We charge either through fees or commission, depending on the type of advice and service provided. This will always be explained clearly before any work begins.

Yes, we offer a free initial consultation. This allows you to discuss your circumstances and understand how we can help.

Yes, we provide advice on protection planning, including life insurance, critical illness cover, and income replacement. Protection advice is tailored to your personal and family circumstances.

Yes, we can help with Inheritance Tax and estate planning. This forms part of broader financial planning for many clients.

No, we do not currently provide advice on long-term care or later-life planning.

Yes, we can advise on final salary and defined benefit pension transfers. Advice will depend on your circumstances and the suitability of any transfer.

Yes, we can advise on SIPPs. We can help you understand whether this type of arrangement may be suitable for you.

Yes, we can help review existing investments and pensions held elsewhere. This can help you understand your current position and consider your options.

We have not won any awards, but Rory holds professional qualifications, including Certified Financial Planner (CFP®) status. Professional standards and qualifications are an important part of our service.

We measure client satisfaction through our surveys. This feedback helps us understand client experiences and maintain service standards.

We can provide client feedback through Google Reviews, LinkedIn, and client surveys. These give an insight into client experiences and satisfaction.

You can verify our authorisation on the Central Bank of Ireland website using reference number 44588, and you can view us on the register here.

Yes, we are insured to provide financial advice. This forms part of our professional and regulatory obligations.

We take the security of personal data seriously and use appropriate measures to protect client information. Data is handled in line with relevant regulatory requirements.

If you have a complaint, we will follow our formal complaints process and work to resolve the matter as quickly as possible. Details of the process can be provided on request.

As we are regulated in Ireland, the FSCS does not apply. We are authorised and regulated by the Central Bank of Ireland, and you can view us on the register here.

Yes, we can help you invest an inheritance. Advice will be tailored to your goals, circumstances, and attitude to risk.

No, we do not provide advice for expats or non-UK residents.

We work with business owners, retirees, and professionals. Our advice is tailored to the different needs and priorities of each client group.

Yes, we can help clients review and manage their finances following a bereavement. We aim to provide clear and supportive guidance during difficult times.

No, we do not currently provide advice in this area.

Yes, we can help clients who have inherited money. We will discuss your goals and help you make informed financial decisions.

Yes, we work with clients both approaching retirement and already retired. Advice is designed to support clients through different stages of retirement planning.

Yes, we regularly work with company directors and self-employed clients. We understand the different considerations that can apply to these types of clients.

Yes, client feedback can be viewed through Google Reviews, LinkedIn, and recent surveys. These provide insight into the experiences of existing clients.

No, there is no obligation to proceed after the initial meeting. The purpose is to explore whether we are the right fit for you.

Initial meetings usually last around one hour. This gives enough time to discuss your objectives and answer any questions you may have.

The first meeting is focused on discovery and understanding your goals. We will discuss your circumstances and explain how we may be able to help.

You do not need to bring anything to the first meeting. A fact find document will be sent to you beforehand to gather the relevant information.

No, the initial meeting is provided at our expense. This allows you to discuss your situation and understand how we may be able to help.

You can book an initial meeting by calling 086 8247542, by emailing rory@brazilfinancial.ie, or through the website. We aim to make the process straightforward and convenient.

We mainly work with clients in Dublin and the surrounding areas.

We are authorised and regulated by the Central Bank of Ireland. Our Central Bank of Ireland reference number is 44588, and you can view us on the register here.

If your planner is unavailable, our wider team will assist with any queries or urgent matters. You can contact the team directly at team@brazilfinancial.ie.

Rory is a Certified Financial Planner (CFP®). This reflects professional qualifications and a commitment to high standards of financial planning.

We are based in Dublin and work with clients across Ireland. Many of our clients are based outside the local area and meetings can be arranged remotely where needed.

We have been providing financial advice since November 2009. During that time, we have supported clients with a wide range of financial planning needs.

We work remotely and do not have a dedicated office with parking facilities. Meetings can instead be arranged at a convenient location.

Face-to-face meetings are held at a convenient location agreed with you. We work flexibly to suit your circumstances and preferences.

Yes, you can choose between meeting in person or by video call. We aim to make meetings as convenient and flexible as possible.

Yes, our Central Bank of Ireland reference number is 44588, and you can view us on the register here.

We do not currently provide a dedicated online portal. However, investment values can still be viewed online.

Yes, we can help clients who are interested in ethical or sustainable investing. We will discuss your preferences as part of the advice process.

Yes, we can help you explore tax-efficient ways to access your pension. Advice will depend on your personal circumstances and objectives.

Yes, we can help you consolidate multiple pensions where appropriate. This can help simplify your retirement planning.

Yes, we advise on occupational pensions. This includes helping clients review and understand their existing arrangements.

Yes, we provide advice on personal pensions. We can help you understand your options and plan for retirement.

No, we do not provide advice on equity release.

No, we do not provide mortgage advice.

Clients will meet with their planner at least once a year, and sometimes twice yearly depending on their needs. Reviews are designed to keep your plans on track.

We provide advice on a “fair analysis” basis through the agencies we hold.

Yes, you will be able to view the value of your investments online. This allows you to keep track of them conveniently.

No, we do not provide sample financial plans. Advice and planning are tailored to each client’s individual circumstances.

Yes, we can work with your mortgage adviser and provide information where required. We aim to support a smooth and coordinated process.

Yes, we are happy to work alongside your accountant or solicitor. Working collaboratively can help ensure joined-up financial planning.

If your circumstances change, please let us know so we can review your plans. We can then assess whether any updates or adjustments are needed.

Yes, cashflow planning forms part of our service. This can help you understand how your finances may develop over time.