Financial planning explained

You'll notice we call ourselves financial planners. Not financial advisers or wealth managers. So what's the difference?

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A plan to guide your decisions

Financial planning, financial advice, and wealth management are often grouped and used interchangeably, but they each mean something quite different. We describe ourselves as financial planners, as our work centres on financial planning, but how is that different from financial advice?

In its simplest form, financial planning is about listening to you, discussing your goals, then creating a strategy and financial plan that aligns with your aspirations and visions for the future, while preparing you for the unexpected.

Not a one-time exercise

Financial planning is a long-term process, and that’s one of the best parts about it. Your plan grows and changes with your life, and we’ll meet annually to check in and make sure everything is still on track. If things need adjusting along the way, we’ll simply adapt it together as part of the journey.

In short, financial advice focuses on the here and now, whereas financial planning looks at how everything fits together across your lifetime. Both have their place, but we’re drawn to the bigger-picture, long-term approach.

of clients would recommend us to family, friends, or work associates

were satisfied that we understood their financial needs and life goals

believe working with us has helped or will help them achieve their financial goals

    
 
 
      Posted on Google  
   
   Des Murphy 
 148 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Rory Brazil and Brazil Financial Planning have been managing our company employees' pension investments for over 15 years. Throughout that time, Rory has provided outstanding service, expert advice, and a level of professionalism that has earned our complete trust.

He is knowledgeable, responsive, and always takes the time to explain matters clearly, ensuring both management and employees feel confident about their pension arrangements. His proactive approach and genuine commitment to his clients have made a significant difference over the years.

I would highly recommend Rory and Brazil Financial Planning to any business looking for reliable, experienced, and trustworthy pension and financial planning advice.
  
 
     Posted on Google  
   
   Kathleen Moloney 
 148 days ago
 
 
 Trustindex verifies that the original source of the review is Google. They are very professional, helpful and respond immediately to any queries. We have had a very positive experience in dealing with Rory and would highly recommend him for advice on financial planning.
  
 
     Posted on Google  
   
   Roland Woods 
 494 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I have been using Brazil Financial for the past 12 years and have been happy with everything that they has done. We have regular meetings for investment and pension planning and they are always available for any advice
  
 
     Posted on Google  
   
   Ciara Mc Clafferty 
 495 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Rory is a straight talker and gives good, thoughtful advice when it comes to pensions.
He is also a pleasure to deal with and I highly recommend him.
  
 
     Posted on Google  
   
   Joe Lynch 
 502 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Excellent financial advice, always listening to understand personal situation and any changes that need to be considered.
  
 
     Posted on Google  
   
   Lena Jennings 
 506 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We have gone to Rory for all things pension and insurance with our business for many years now and he was always been excellent. He is quick to respond with our queries and always very thorough at going through the various options available to us. We would highly recommend for a very knowledgeable and personable experience.
  
 
     Posted on Google  
   
   Lynda Kealy 
 508 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I've been a client of Rory's for many years, and I couldn't recommend him more highly. He has consistently provided clear, thoughtful, and reliable advice across all aspects of my financial and pension planning. His professionalism and personal attention have given me great peace of mind, and I really value the trust and confidence I’ve developed in him over time. An outstanding advisor and a pleasure to deal with.
  
 
     Posted on Google  
   
   John Craven 
 509 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Brazil Financials has been our trusted
go to for the last number of years and I hope for many more, we have relied on Rory for a number of important long term decisions around pensions, and plenty of other products.
  
 
     Posted on Google  
   
   Adrian Smyth 
 2208 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Always find Rory to be personal and professional. Definitely worth dropping him an email or phone call if you need financial advice and guidance
  
 
     Posted on Google  
   
   Kevin Mc Gale 
 2225 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Rory and Brazil Financial Planning provide an in-depth thorough service that is honest and reliable. I have worked with Rory in the areas of pension planning, income protection and mortgage protection and more recently in the area of whole life financial planning. I find advice and recommendations from Rory  always to be on point, in my best interests and with the needs of me, my family and my business at the forefront. I highly recommend Brazil Financial Planning

A plan to guide your decisions

Not a one-time exercise

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